Xtopay Digital Payment Gateway
A robust and secure payment platform designed to power modern businesses with online and in-store transactions, supporting cards, mobile money, and bank transfers.
Project Overview
Xtopay is a high-performance payment gateway developed to provide seamless payment experiences across Africa. It features a unified API for multiple payment channels including mobile money, cards, and bank transfers. With advanced fraud detection, customizable checkout flows, and real-time transaction monitoring, Xtopay ensures businesses can collect and manage payments effortlessly both online and offline. The platform includes merchant dashboards, settlement automation, and comprehensive reporting tools that empower businesses to grow their revenue streams securely.
Challenges
- Integrating multiple payment providers across different African countries
- Building robust fraud detection systems for diverse transaction patterns
- Ensuring PCI DSS compliance and data security
- Handling high-volume transaction processing during peak periods
Solutions
- Developed unified API abstraction layer for multiple payment providers
- Implemented machine learning-based fraud detection algorithms
- Built secure tokenization system for card data protection
- Created auto-scaling infrastructure with load balancing
Technology Stack
Project Details
Key Results
Client Feedback
"Xtopay revolutionized our payment processing with its seamless integration and excellent support. The fraud detection system saved us thousands in potential losses."